If you are injured after an auto accident medical payments coverage can go a long way. Medical payments coverage also known as MedPay is optional and can be used toward medical expenses after being injured in an auto accident as a driver, passenger or as a pedestrian.
MedPay coverage is a part of the auto insurance policy and is offered in addition to the basic auto policy coverage. MedPay coverage is available in most states and a few other states require MedPay coverage. MedPay is available to the driver and passengers regardless of who is at fault. MedPay can be applied to benefits not covered under an individual’s health insurance or those who do not have health insurance. Like most health insurance, MedPay typically does not have a deductible. There are different types of maximum amounts available that can be added to an auto policy. The maximum amount can be a decision based on the person’s own financial situation. The insurance rates will be different for everyone.
Disclaimer: While we always seek to establish accuracy when publishing articles, this piece is not intended to provide legal advice, and should not be used as such. Each individual case will differ and should be discussed with an attorney or legal expert. If you would like to inquire about pursuing a claim, please contact us at (858) 252-0781 or email brett@acclaimlaw.com