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  • Writer's pictureAcclaim Law Group

Speaking With the Insurance Adjuster? Advice from a La Mesa Personal Injury Attorney

When you’re injured due to another person’s negligence you will experience shock and anxiety. Despite this, one of the first steps that must be taken after being injured is filing a claim with your insurance company or filing an incident report with the business. While we know giving a clear statement after suffering from a loss is difficult, it is important for the future of your case. However, you should use caution when communicating with the insurance company.

After a collision, once you have given your statement to your insurance, the third-party’s insurance company may try to get in contact with you to settle your case. The third-party’s insurance company’s goal is to close out the claim as fast as they can at the lowest cost. It is important that you contact a personal injury attorney before speaking with the third-party’s insurance company, as insurance companies often search a person’s statements for weak points or words that may contradict your statement to help devalue your claim. A personal injury attorney can walk you through the process of speaking with a third-party insurance adjuster to ensure you do not mistakenly make a statement that will be used against you.

In some instances, the third-party will not even file a claim with their insurance company.  This can lead to major delays, as you may be forced to start the claim process on your own. Further, certain insurance companies require contact with their client to confirm the collision took place, despite any facts that may connect their client to the collision in question. This leads to even more delays.

If the third-party insurance contacts you, you should contact a personal injury attorney before speaking with them. The third-party insurance company’s overall goal to reduce or deny your claim is more important than finding their insured to confirm their involvement.

It is also important not to rush to make a finalizing statement on what your injuries were to an insurance company. While some injuries are known, like a broken arm or a fractured wrist, other injuries do not reveal themselves until days or even several weeks later. In some cases, the extent, or even presence, of an injury is not known until an x-ray or a MRI is taken.  It is vital to your case to fall back into the groove of your life and see how your body is responding to your usual daily routine before stating your injuries to the insurance company to ensure your claim is not undervalued.

Remember, insurance adjusters do not typically work to make the claimants whole again, rather, they work to make sure their company remains whole. If you were injured due to another person’s negligence contact a San Diego Personal Injury attorney. The attorneys at Acclaim Law Group will help address any questions you may have and guide you down the right path. Please call (858) 252-0781 to set up a free consultation.

Disclaimer: While we always seek to establish accuracy when publishing articles, this piece is not intended to provide legal advice and should not be used as such. Each individual case will differ and should be discussed with an attorney or legal expert. If you would like to inquire about pursuing a claim, please contact a personal injury lawyer San Diego at (858) 252-0781 or email

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