What is Uninsured Motorist Coverage? Is there a difference between Uninsured Motorist Bodily Injury
Ever taken the time to look at your Auto Declaration page? Hopefully, after reading this, you will have a better understanding of different coverage's insurance offer. Although liability insurance is required by law in most states, some drivers do not carry liability insurance. What happens if you are in an accident, that is not your fault, and the at-fault party does not carry liability insurance? Uninsured motorist coverage protects you if you’re in an accident with an at-fault driver who doesn’t carry liability insurance.
There can be some confusion between an uninsured motorist and underinsured motorist. An Underinsured motorist bodily injury coverage steps in when you’re in an accident with an at-fault driver whose liability is too low and not enough to cover someone’s medical expenses.